What is Home Systems Protection Equipment Breakdown Coverage?
Home Systems Protection Equipment Breakdown coverage is a simple add-on coverage that fills the gaps in your homeowners insurance policy. Most homeowners insurance policies don’t cover the cost of repairing or replacing essential equipment in your home when it breaks down, but with Home Systems Protection Equipment Breakdown coverage you can rest easy.
Home Systems Protection Equipment Breakdown coverage protects you against unexpected repair or replacement costs due to an electrical, mechanical, or pressure systems breakdown.
This optional policy addition is available to enhance the coverage afforded by your existing policy. Home Systems Protection Equipment Breakdown coverage is subject to a deductible and can be added to your policy for a yearly premium (varies by coverage amount and policy form). To add Home Systems Protection Equipment Breakdown coverage to your policy, or if you have questions pertaining to the coverage, please contact your agent for more information.
Items commonly covered include:
- HVAC Systems
- Refrigerators
- Ovens
- Washers and Dryers
- Dishwashers
- Freezers
- Televisions
- Well Water Pumps
Additional protection can include:
- Off Premises Coverage
- Green Upgrade Coverage
- Expedited Expense Coverage
- Spoilage Coverage
Protect the Equipment You Depend On
Your local agent can help you add coverage that protects against sudden equipment failures.